AHA-BUCH

Incentives in Community-based Health Insurance Schemes

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ISBN-13:
9783631526873
Einband:
Taschenbuch
Erscheinungsdatum:
04.06.2004
Seiten:
110
Autor:
F. Markus Kaiser
Gewicht:
159 g
Format:
212x146x7 mm
Serie:
43, Development Economics and Policy
Sprache:
Englisch
Beschreibung:

Contents: Incentives in Social Health Insurance - Rural Risk Management - Linking the Provision of Public Goods with Lotteries - Raffle Model - Philippines.
The author presents a promising tool to increase the coverage rate of community-based health insurance schemes (CBHI) and access to medical care for poor population groups in developing countries. He addresses a key problem of CBHI: Authorities cannot sanction non-members and membership cannot be enforced. Therefore, it is proposed to award membership by offering incentives such as raffle participation for joining a CBHI. This approach attracts new members and can be a motivation to continue membership payments of healthy insurance members. The results of an ex-ante demand analysis conducted in the Philippines are promising. More than 80 % of the respondents would like to participate in the raffle and would even agree to higher premium payments covering additional costs of the raffle.