This book provides the most comprehensive examination of community reinvestment and fair lending problems and policies currently available. It outlines the history of lending discrimination and redlining in U.S. mortgage and small business lending markets, and documents the persistence of such problems today.
This book provides the most comprehensive examination of community reinvestment and fair lending problems and policies currently available. It outlines the history of lending discrimination and redlining in U.S. mortgage and small business lending markets, and documents the persistence of such problems today.
1: Introduction; 2: The Visible Hand of Government in U.S. Credit Markets; 3: Discrimination, Redlining, and Financial Restructuring in Business Credit Markets; 4: A Brief History of Mortgage-Lending Discrimination and Redlining; 5: From Fair Access to Credit to Access to Fair Credit; 6: Mobilizing for Credit; 7: Community Reinvestment from 1988 to the End of the Twentieth Century; 8: The Predatory Lending Policy Debate; 9: The Community Reinvestment Act and Fair Lending Policy in the Twenty-first Century